Privacy Policy - Legal Policies

Legal Policies

Last Updated:13 August 2025

Welcome to WISDOM CODE LLC (“we,” “our,” “us”). This page contains our Privacy Policy and Terms of Service for American Malayali and other related services. Please read carefully. By using our services, you agree to these terms.

1. Privacy Policy

1.1 Introduction

We respect your privacy. American Malayali does not collect, store, or process any personal information from its users.

1.2 Information We Do Not Collect

  • No personal identifiers (name, email, phone number, etc.)

  • No location tracking

  • No cookies or tracking scripts for identifying users

  • No payment information storage

1.3 Third-Party Content & Links

Our platform may display third-party content, business listings, or links. We are not responsible for the privacy practices or content of those third parties.

1.4 Children’s Privacy

We do not knowingly target or collect information from children under the age of 13.

1.5 Changes to This Policy

We may update this Privacy Policy at any time. Updates will be reflected by the “Last Updated” date.

1.6 Contact Regarding Privacy

📧 Email: rinu@wisdomcodellc.com
📍 Address: 4246 Colony lane
     Missouri city,Texas,77459

2. Terms of Service

2.1 Acceptance of Terms

By accessing or using American Malayali (the “Service”), you agree to these Terms. If you do not agree, stop using the Service immediately.

2.2 No Liability for Content

The Service displays information, listings, reviews, and other content from third parties. We do not verify, guarantee, or endorse the accuracy, reliability, or completeness of any such content.
You agree that we are not liable for any errors, omissions, or misinformation.

2.3 No Warranties

The Service is provided “as is” and “as available” without any warranties, express or implied, including but not limited to:

  • Accuracy of content

  • Availability of the Service

  • Fitness for a particular purpose

2.4 Limitation of Liability

To the fullest extent permitted by law:

  • WisdomCode LLC and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages, including loss of profits, data, goodwill, or other intangible losses.

  • You use the Service entirely at your own risk.

2.5 User Responsibility

  • You are solely responsible for how you use the information on our platform.

  • You agree not to hold us responsible for any losses or damages from reliance on the content provided.

2.6 Third-Party Links & Services

We may link to third-party sites or services. We have no control over them and are not liable for damages or issues arising from their use.

2.7 Indemnification

You agree to defend, indemnify, and hold harmless WISDOM CODE LLC from any claims, damages, obligations, or expenses arising from:

  • Your use of the Service

  • Your violation of these Terms

  • Your reliance on any information from the platform

2.8 Termination

We may suspend or terminate your access at any time without notice.

2.9 Governing Law

These Terms are governed by the laws of the United States and the State of Texas, without regard to conflict of law rules.

2.10 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to your use of the Service will be resolved exclusively through final and binding arbitration under the rules of the American Arbitration Association (AAA).

  • Arbitration will take place in Texas, USA.

  • You waive any right to have a dispute resolved in court before a judge or jury.

2.11 Class Action Waiver

You agree any dispute resolution will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive your right to participate in a class action lawsuit or arbitration against WISDOM CODE LLC.

2.12 Contact Regarding Terms

📧 Email: rinu@wisdomcodellc.com
📍 Address: 4246 Colony lane
     Missouri city, Texas, 77459